Home Modification Loan Program (HMLP): Joel, Rosa, and Jade’s Story

Joel, Rosa, and their daughter Jade from Southbridge, Massachusetts, faced growing challenges at home. Rosa lives with Long COVID and Chronic Fatigue Syndrome (ME/CFS), while Jade, diagnosed with Autism and General Anxiety Disorder, needs safe outdoor time for her health. Everyday tasks like using the tub or getting outside became difficult – until they discovered the Home Modification Loan Program (HMLP).

With funding from the program, they added a fence, an ADA-accessible ramp, and a walk-in shower to their house. The process was smooth, and the impact was life-changing. Now, Rosa moves more freely, Jade enjoys the outdoors safely, and their whole family feels more comfortable at home.

RCAP Solutions administers HMLP throughout Central Massachusetts in collaboration with MassAbility and the Community Economic Development Assistance Corporation (CEDAC).