ERMA – Funding for Households Impacted by Coronavirus Crisis

RCAP Solutions is pleased to offer new financial assistance programs for Worcester County families impacted by the recent Covid-19 pandemic and state of emergency. The Emergency Rental and Mortgage Assistance (ERMA) program funded by the Massachusetts Department of Housing & Community Development provides up to $10,000 of direct funding to eligible households.

ERMA can help to fund payments with rent or mortgage arrears accrued no earlier than April 1, 2020 or upcoming rent or mortgage payments.

In order to be eligible for ERMA, a household must:

  • Currently rent or own housing as a primary residence in Massachusetts
  • Have a gross household income that is between the 50% and 80% Area Median Income (AMI)
  • Have a housing emergency due to a financial hardship related to or exacerbated by the COVID-19 crisis

Please click here for our flyer: ERMA_Flyer

Please click here for our press release: ERMA Press Release

Households can assess their eligibility by looking at the income levels for Worcester County, found here: Income limits listing.

Questions & How to Apply:

Please note, the office is closed to the public at this time and visits are by appointment only.

RCAP Focused on Expanding Services

light_bulbBrian Scales, Chief Development & Governmental Affairs Officer

The Development Team is continuing to serve the mission of the organization by continuing to provide the assets necessary to continue to do our work. Currently we are working to increase revenues to expand our technical assistance in drinking and wastewater asset management, launch a geographic information system (GIS) mapping technical assistance program, compliance with the Safe Drinking Water Act, initiate trainings for private well owners, and increase our small business lending capacity.

Current highlights include:

•Providing financial assistance to over 400 homeless families (HomeBASE and RAFT) and case management services to an additional 145 homeless families per month living in temporary accommodations (Hotels).

•Providing technical assistance to 90 small communities to address their water and wastewater infrastructure needs.

•Helped small communities leverage over $1.2 million to lend to low income residents to repair failing septic systems.

•Made over 20 loans over the past 6 months to help disabled homeowners make modifications to their homes so that they can continue to live at home rather than in an institutional setting.

•Have applied to add additional programs and funds to our business lending portfolio.

Despite the restrictions and cuts experienced over domestic funding cuts, the organization continues to focus on the strategic goals of the organization. The Team will continue to work tirelessly to provide the support necessary so that the organization can continue working with communities and individuals.