Central Mass COVID Funds for Mortgage & Rental Assistance

 

RCAP Solutions is pleased to offer new financial assistance programs for Worcester County families impacted by the recent Covid-19 pandemic and state of emergency. The Greater Worcester Community Fund Grant (GWCFG) for Mortgage & Rental Assistance is provided by the Greater Worcester Community Foundation and supported by the Massachusetts COVID-19 Relief Fund to provide up to $4,000 of direct funding to eligible households.

The fund can assist with payments for rent or mortgage arrears accrued no earlier than April 1, 2020.

In order to be eligible, a household must:

  • currently rent or own housing as a primary residence in Massachusetts
  • have a gross household income that is between the 50% and 80% Area Median Income (AMI)
  • have a housing emergency due to a financial hardship related to or exacerbated by the COVID-19 crisis

Please click here for our press release: GWCFG Press Release

Households can assess their eligibility by looking at the income levels for Worcester County, found here: Income limits listing.

Questions & How to Apply:

Please note, the office is closed to the public at this time and visits are by appointment only.

RCAP Solutions Offering Funds to Assist Local Residents Experiencing Financial Hardship Due to COVID-19 Pandemic

(Worcester, MA) –  Solutions is pleased to offer two new financial assistance programs for Worcester County households impacted by the Covid-19 pandemic. The Greater Worcester Community Fund Grant (GWCFG), is now available to provide funds to assist residents needing mortgage protection or rental assistance, in order to prevent homelessness.

GWCFG is funded by two grants totaling $408,500 provided by the Greater Worcester Community Foundation, supported by the Massachusetts COVID-19 Relief Fund, which supports those across the state most impacted by the COVID-19 health crisis, including the homeless and those at risk of homelessness.

The grants can provide up to $4,000 of direct funding to eligible individuals and households. Payments are focused on those who will be homeless or are at risk of becoming homeless due to rent or mortgage arrears and must demonstrate proof of financial hardship. In order to be eligible for GWCFG, a household must currently rent or own housing as a primary residence in Worcester county, have a gross household income that is between the 50% and 80% Area Median Income (AMI), and have a housing emergency due to financial adversity related to, or exacerbated by, the COVID-19 crisis.

“We are pleased to offer this new financial assistance program through the Greater Worcester Community Foundation to residents in Worcester County,” stated Karen A. Koller, President & CEO of RCAP Solutions. “This grant allows RCAP to fulfil its mission and support a wide range of households, with a variety of income levels. It is critical that citizens in Worcester County and across the Commonwealth sustain stable housing during this pandemic.”

Households can assess their eligibility by looking at the income levels for Worcester County, which can be found on our HCEC application page. We encourage individuals or families who think they may be eligible to reach out with questions or to apply, by visiting: http://www.rcapsolutions.org/hcec-application/ or call 800.488.1969, Monday – Friday, between the hours of 8:30 AM and 4:30 PM. The office is closed between 12:00 and 1:00 PM each day. Documents can be emailed to HCEC@rcapsolutions.org or faxed to 508.365.6008. Please note, the office is closed to the public at this time and visits are by appointment only.

RCAP Solutions’ Housing Consumer Education Center (HCEC) offers answers to a wide range of questions about housing issues. Tenants, landlords, prospective buyers, and homeowners can access information designed to maximize housing stability, strengthen investments, and minimize disputes. RCAP Solutions is one of nine member agencies in the statewide Regional Housing Network of Massachusetts, offering housing assistance, services, and information to low-and moderate-income residents of Massachusetts.

About RCAP Solutions, Inc.
RCAP Solutions is a thriving integrated community development corporation working with a multi-faceted suite of services and opportunities. Established in 1969, RCAP Solutions’ mission is to foster personal and public self-reliance and improve the quality of life for individuals, families, and the communities in which they live. For more information, please visit www.rcapsolutions.org.

Bill Minkle, A Champion for Housing

It is with much sadness that we announce the passing of our good friend and colleague Bill Minkle, who died on Sunday, August 2, 2020.

A passionate advocate, Bill dedicated his life to uplifting people from unfortunate circumstances. Throughout his career in positions at South Middlesex Opportunity Council, Inc. (SMOC), Montachusett Opportunity Council, Inc. (MOC) and Ecumenical Social Action Committee, Inc. (ESAC), Bill worked tirelessly to create a better future for some of the most vulnerable citizens across Massachusetts, especially those who were victims of domestic violence. He was instrumental in shaping housing and workforce development policies and programs to address homelessness and support thousands of individuals and families each year.

He was a recipient of the “Building a Better Boston” Award from the University of Massachusetts Boston Center for Collaborative Leadership; recognized for “making significant contributions to advancing the community through his work as a convener and collaborator.”

Bill concluded his career as the Executive Vice President at RCAP Solutions, where he was a strong champion for diversity and inclusion. In his six years as a member of the organization’s leadership team, he served as a trusted supervisor, passionate communicator, and supportive mentor.

In this role, Bill created powerful partnerships that were instrumental to RCAP Solutions’ acclimation into the city of Worcester. Most recently, he was recognized by Worcester Mayor Joe Petty in his “Heroes Among Us” presentation for Bill’s extensive work with the City and his support of the homeless population during the Covid-19 pandemic.

Bill was a champion for housing and a voice for the voiceless. His legacy will continue to have a positive influence for many years throughout the Commonwealth.

Bill’s full obituary can be found here: https://www.legacy.com/obituaries/telegram/obituary.aspx?n=william-minkle&pid=196591207&fhid=7029

ERMA – Funding for Households Impacted by Coronavirus Crisis

 

RCAP Solutions is pleased to offer new financial assistance programs for Worcester County families impacted by the recent Covid-19 pandemic and state of emergency. The Emergency Rental and Mortgage Assistance (ERMA) program funded by the Massachusetts Department of Housing & Community Development provides up to $4,000 of direct funding to eligible households.

ERMA can help to fund payments with rent or mortgage arrears accrued no earlier than April 1, 2020 or upcoming rent or mortgage payments.

In order to be eligible for ERMA, a household must:

  • currently rent or own housing as a primary residence in Massachusetts
  • have a gross household income that is between the 50% and 80% Area Median Income (AMI)
  • have a housing emergency due to a financial hardship related to or exacerbated by the COVID-19 crisis

Please click here for our flyer: ERMA_Flyer

Please click here for our press release: ERMA Press Release

Households can assess their eligibility by looking at the income levels for Worcester County, found here: Income limits listing.

Questions & How to Apply:

Please note, the office is closed to the public at this time and visits are by appointment only.

Funds available for households experiencing financial hardship due to the COVID-19

RCAP Solutions offering Funds to assist households Experiencing financial hardship due to the COVID-19 pandemic and State of Emergency

(Worcester, MA) – RCAP Solutions is pleased to offer new financial assistance programs for Worcester County families impacted by the recent Covid-19 pandemic and state of emergency. The Emergency Rental and Mortgage Assistance (ERMA) program, funded by The CARES Act through the Massachusetts Department of Housing & Community Development (DHCD), can provide up to $4,000 of direct funding to eligible households.

ERMA can help to fund payments with rent or mortgage arrears accrued no earlier than April 1, 2020 or upcoming rent or mortgage payments. In order to be eligible for ERMA, a household must currently rent or own housing as a primary residence in Massachusetts, have a gross household income that is between the 50% and 80% Area Median Income (AMI), and have a housing emergency due to a financial hardship related to, or exacerbated by, the COVID-19 crisis.

“We are pleased to offer this new financial assistance program through DHCD to households in Worcester County,” stated Karen A. Koller, President & CEO of RCAP Solutions. “This vital resource allows RCAP to fulfil its mission and support a wide range of residents, with a variety of income levels. It is critical that families in Worcester County and across the Commonwealth sustain stable housing during this pandemic.”

Households can assess their eligibility by looking at the income levels for Worcester County, which can be found on our HCEC application page. We encourage individuals or families who think they may be eligible to please reach out with questions or to apply, by visiting: http://www.rcapsolutions.org/hcec-application/ or call 800.488.1969, Monday – Friday, between the hours of 8:30 AM and 4:30 PM. The office is closed between 12:00 and 1:00 PM each day. Documents can be emailed to HCEC@rcapsolutions.org or faxed to 508.365.6008. Please note, the office is closed to the public at this time and visits are by appointment only.

RCAP Solutions’ Housing Consumer Education Center (HCEC) offers answers to a wide range of questions about housing issues.  Tenants, landlords, prospective buyers, and homeowners can access information designed to maximize housing stability, strengthen investments, and minimize disputes.  RCAP Solutions is one of nine member agencies in the statewide Regional Housing Network of Massachusetts, offering housing assistance, services, and information to low-and moderate-income residents of Massachusetts.

About RCAP Solutions, Inc.

RCAP Solutions is a thriving integrated community development corporation working with a multi-faceted suite of services and opportunities. Established in 1969, RCAP Solutions’ mission is to foster personal and public self-reliance and improve the quality of life for individuals, families, and the communities in which they live. For more information, please visit www.rcapsolutions.org.

Today is Giving Tuesday – Give Today and Build Healthy Communities.

RCAP Solutions is an integrated community development organization with 50 years of experience building strong communities throughout the northeast and Caribbean Islands. Your support helps communities to become economically sustainable.

This includes:

  • Safe and affordable housing and homelessness prevention
  • Clean drinking water, wastewater and infrastructure programs
  • Rural economic and workforce development
  • Disaster preparedness, recovery and relief
  • Education and training programs
  • Access to programs and services that promote individual and community empowerment

Please give.

With your help we can assist individuals and communities in need.

Visit: http://bit.ly/RCAPGiveTue2019

 

P.S. We have added a new option: Give Where You Live!

Choose an optional designation and scroll down to an area of interest including your individual state.

First Time HomeBuyer Certification Workshop Series

RCAP Solutions Housing Consumer Education Center Hosts First Time HomeBuyer Certification Workshop Series

 Curriculum designed to create smart and savvy homebuyers

(Worcester, Mass., November 27, 2019) – RCAP Solutions is pleased to offer a three-day workshop in December to support and educate future homebuyers on purchasing and maintaining a home. The First Time Homebuyer Workshop will take place on December 10, 11 and 12 from 5:30 – 8:30 PM at RCAP’s new headquarters and training center, located at 191 May Street, Worcester.

In this Mass Housing approved, HUD and CHAPA certified workshop, attendees will learn about programs available to assist first time homebuyers; understand the steps in the homebuying process; meet with professionals who will discuss what to look for in a homebuying team; and receive the necessary certification required by many first time homebuyer programs.

Please note, attendance is required at all three days of the workshop per HUD guidelines. The cost to attend this workshop is $100 for the first individual, with an added $35 charge for each additional attendee.

To register please visit: http://bit.ly/FTHBDec19. For additional information, please contact Jonathan Marien, Senior Housing and Consumer Education Manager at FTHB@rcapsolutions.org or call 978.630.6734.

RCAP Solutions’ Housing Consumer Education Center (HCEC) offers answers to a wide range of questions about housing issues. Tenants, landlords, prospective buyers and homeowners can access information designed to maximize housing stability, strengthen investments and minimize disputes. RCAP Solutions is one of nine member agencies in the statewide Regional Housing Network of Massachusetts, offering housing assistance, services, and information to low-and moderate-income residents of Massachusetts.

About RCAP Solutions:
Established in 1969 as Rural Housing Improvement, RCAP Solutions is a 501(c)(3) nonprofit organization with a mission to foster personal and public self-reliance and improve the quality of life for individuals, families and the communities in which they live. RCAP Solutions is an integrated community development organization serving the rural northeast, Caribbean, and Worcester county region for housing assistance. RCAP Solutions is the Worcester County affiliate of The Regional Housing Network (RHN) of Massachusetts and the Northeast affiliate of the national Rural Community Assistance Partnership (RCAP) Network based in Washington D.C.

More Than 2M Americans Living Without Access to Running Water & Sanitation Services

New Report Reveals More Than 2 Million Americans Living Without Access to Running Water and Sanitation Services
Report by DigDeep and US Water Alliance Unveils America’s Hidden Water Crisis

November 19, 2019 – Washington, DC – Two national non-profit groups, DigDeep and the US Water Alliance, released a new report, “Closing the Water Access Gap in the United States: A National Action Plan,” which included the Rural Community Assistance Partnership’s (RCAP’s) unique perspective from working with small, often disadvantaged, rural communities across the United States and Puerto Rico. While most Americans take reliable access to clean, safe water for granted, this new nationwide study found that more than two million Americans are living without running water, indoor plumbing, or wastewater treatment.

On the Navajo Nation in the Southwest, families drive for hours to haul barrels of water to meet their basic needs. In West Virginia, they drink from polluted streams. In Alabama, parents warn their children not to play outside because their yards are flooded with sewage. Families living in Texas border towns worry because there is no running water to fight fires.

Closing the Water Access Gap in the United States is the most comprehensive national study on the more than two million Americans who lack access to water service. The report fills an important knowledge gap: there is no one entity—whether a federal agency or research institution—that collects comprehensive data on the scope of the United States water access problem.

The report’s authors, with researchers from Michigan State University, examine six areas where the water access gap is particularly acute: the Central Valley of California, border colonias in Texas, rural counties in Mississippi and Alabama, rural West Virginia, the “four corners” area in the Southwest, and Puerto Rico. Researchers spoke to families living without water and captured their stories of poor health and economic hardship. The authors also spoke to local community leaders working to solve the water crisis by distributing water, building community-centered water projects where no infrastructure exists, and advocating for policy change to bring more reliable services to rural and unincorporated communities. Despite these community efforts, data suggests that some communities may be backsliding; six states and Puerto Rico saw recent increases in their populations without water access.

The report contains contributions from Rural Community Assistance Partnership (RCAP) network members from across the country, including research and policy perspectives from the national office in Washington, D.C., as well as perspectives on-the-ground from RCAP regional partners including RCAP Solutions (the Northeastern RCAP,) Communities Unlimited (the Southern RCAP,) Great Lakes Community Action Partnership (the Great Lakes RCAP) and Rural Community Assistance Corporation (the Western RCAP).

“Working with rural communities, we see the negative effects families face when their access to clean and safe water is threatened,” said RCAP CEO Nathan Ohle. “As members of the US Water Alliance, we vow to partake in these solutions to help close the water gap in America as quickly as possible, so rural communities can continue to thrive.”

George McGraw, Founder, DigDeep, said: “Over the past few years, DigDeep has brought running water to hundreds of families on the Navajo Nation, but now we’ve learned this hardship is shared by millions of Americans across the country. To live daily without reliable drinking water and with untreated sewage are conditions more frequently associated with impoverished nations, but it’s happening in our own backyards. With all the resources being leveraged to solve the water and sanitation crisis abroad, I have no doubt we can close the water gap in America quickly if we redouble our efforts.”

Radhika Fox, CEO, US Water Alliance, said: “It’s hard to imagine that in America today, people are living without basics like safe and reliable water service. While the challenges are daunting, this report presents a national action plan to close the water access gap in our lifetime. From the Central Valley to the Navajo nation, there are community-centered solutions that are working. Now is the time to build upon these innovations and ensure every American can thrive.”

The report makes several recommendations to help close the water gap in the United States. Recommendations include re-introducing Census questions about whether homes have working taps and toilets, as well as changes to how the federal government funds and regulates water systems to support rural and unincorporated areas. There are also several recommendations for the philanthropic and global WASH (water, sanitation, and hygiene) sectors to drive community empowerment, deploy innovative technologies, and apply successful WASH models from abroad here in the United States.

Read the full report at closethewatergap.org.
###
Media Contact:
Kinsey Brown, RCAP Communications Manager
(202) 800-4127
kbrown@rcap.org
www.rcap.org

RCAP Solutions is on the Move!

RCAP Solutions is on the Move!

We are expanding into our new headquarters, the home of the Worcester County Housing Consumer Education Center located at:

191 May Street, Worcester, MA 01602

Our Worcester office will be closed to walk-in traffic from Wednesday, August 21 through Tuesday, August 27, 2019.

We will be open for business on Wednesday, August 28, 2019 at our new location.

During this week, we will be offering only one RAFT Screening:
Thursday, August 22 from 9-11 AM at MOC, 49 Nursery Lane, 2nd Floor, Fitchburg.

We apologize for any inconvenience this may cause; however, staff will be available via phone and email during this period.

Our phone number, 800.488.1969, extensions and email addresses will remain the same.

Please update your contacts with our new address.

We look forward to seeing you at our new location.

For full press release announcement, click here:  http://bit.ly/RCAPMove

RCAP Solutions’ Massachusetts Homeownership Collaborative Seal of Approval Renewed

Citizens’ Housing and Planning Association Approves Renewal Application

RCAP Solutions is pleased to announce that the Citizens’ Housing and Planning Association (CHAPA) has renewed the organization’s application for the Massachusetts Homeownership Collaborative Seal of Approval, effective through June 30, 2021.

The application, which was reviewed by CHAPA’s Collaborative’s Selection Committee, confirms that RCAP Solutions meets the criteria that has been established by the Massachusetts Homeownership Collaborative for the provision of pre-purchase homebuyer education and counseling services to low and moderate income households. The Homeownership Collaborative, which was formed in 1996, is an initiative managed by CHAPA that supports and promotes homebuyer education.

As an agency that has received a Seal of Approval from the Homeownership Collaborative, RCAP Solutions must adhere to their Code of Ethics, listed here. In addition, when providing homebuyer education classes targeted to those with low and moderate income, RCAP Solutions must cover the required information about the homebuying process; information which is determined by the Collaborative.

The purpose of administering these programs “is to educate and counsel prospective homebuyers to make informed, voluntary decisions regarding the homebuying process.” RCAP Solutions also has agreed with the Collaborative to provide transparency in regards to where our funding sources for these classes come from. If you have any questions regarding this, please contact our Housing and Consumer Education Center at hcec@rcapsolutions.org.

RCAP Solutions holds First Time Homebuyer Classes at the Worcester office almost every month. To view and register for an upcoming class, please visit our HCEC Events Calendar. To view the full letter from CHAPA and to read the full Seal of Approval, click here.