A single parent, Tania had been living in a subsidized housing apartment for several years when she heard about the Family Self-Sufficiency (FSS) Program from a friend. In 2016, when she first enrolled in the program, Tania used a wheelchair due to a rare inflammation in her back and knees, but that did not hinder her ambition.
A self-proclaimed “go-getter”, Tania came into the program with very clear goals:
Improve and build her credit score
Purchase a new car
Further her education
Grow her career
And accomplish the ultimate task – purchasing a home
Coupled by the support provided by RCAP Solutions and her extreme drive to succeed, Tania not only met these goals – but exceeded them.
The FSS Program is a 5-year program which helps Section 8 Housing Choice Voucher holders and Project-Based Voucher recipients to achieve economic stability. Program participants receive a financial incentive of an escrow account in their name that they will have access to after graduating the program. In addition, program participants work with a dedicated case manager to set milestones and achieve several goals which result in increased financial independence.
Tania first had to fix her poor credit score, which she did by attending a Financial Capability workshop at RCAP Solutions. She was able to review her credit report and removed excess and unused accounts. She opened a new credit card account and learned to budget so that she could pay her bills when they were due.
No longer needing a wheelchair, and due to the success of her newfound financial freedom, Tania was able to purchase a new car. She attended community college and graduated with a degree in accounting.
Tania’s employers at a home improvement retailer, impressed by her achievements at both work and in her personal life, promoted her twice since she began working there in 2017. Tania now serves as a district manager and oversees the installation of doors, windows, cabinets, and other miscellaneous home improvement projects for customers across the region.
In addition, Tania has been the recipient of several professional awards for her dedication and commitment to her co-workers, customers, and associates. Tania has taken on further professional development courses and enrolled in leadership skills training.
After spending so much time working in the home improvement business, Tania decided it was time for a home of her own. She enrolled in the First-Time Homebuyer Certification class at RCAP Solutions, which furthered her ability to finance the purchase and was connected to low-interest mortgage programs and down-payment assistance options.
Tania graduated from the FSS Program in August 2021 and is now a proud homeowner with over $15,000 in savings which she accrued during her 5 years in the program.
As for others considering enrolling in this program and becoming more financially independent, Tania says, “Anything is possible if you give it your all. If you put in the effort, everything will fall into place, and it will all get accomplished”.
This September, RCAP Solutions will be hosting a walk-in Career Expo (no pre-registration required). There will be an opportunity to meet with our Human Resources department and program managers, ask questions, and learn more about the benefits of a career with RCAP Solutions. On-site interviews will be conducted, so bring your resume and dress to impress!
We are looking to recruit talented individuals throughout Central Massachusetts, the greater Northeast, and the Caribbean in several areas, including:
Affordable Housing Property Management
Community Development & Environmental Services (Water/Wastewater Sector)
Small Business Development
Subsidized Housing Vouchers Administration
Housing Counseling & Programs
For a full list of available positions, click here.
Please note: This is a mask-friendly event.
We are looking to recruit talented individuals who are:
And who have experience or an interest in one or more of the following areas:
Engineering Business Development
Community Capacity Building
About RCAP Solutions
RCAP Solutions is the go-to resource of sustained success for individuals, families, and the communities in which they live. Established in 1969 (as Rural Housing Improvement), we have supported the power and potential of communities for over half a century as strategists of community-wide well-being. Dedicated to nurturing strength, resilience and confidence in those we serve, we engage communities in the realization of a collective vision, creating and implementing a plan to guide them to self-actualized and sustained success.
Our belief in potential extends from the people we work with, to the team we work alongside, all the way to our ourselves as drivers of a brighter future. Our organizational culture inspires all members to embrace opportunities to develop and flourish in the achievement of value-driven goals. Our team is comprised of big-picture thinkers, positive outlookers, flexible operators, and compassionate advocates. Though our backgrounds, skills and diverse perspectives, we are brought together by our dedication to a better world.
A career at RCAP Solutions opens the door to many opportunities!
RCAP Solutions’ Housing Consumer Education Center (HCEC) offers many workshops and trainings which are designed to support and educate tenants, potential homebuyers, and homeowners on purchasing and maintaining a home. We offer both virtual and in-person events.
Over the next several months, we will be offering First-Time Homebuyer education as well as Post-Purchase classes for individuals who recently bought a home. Stay tuned to our calendar of events as more workshops become available.
First-Time Homebuyer Workshops
In this MassHousing approved, HUD and CHAPA certified workshop, attendees will learn about programs available to assist income-eligible first time homebuyers; understand the steps in the homebuying process; meet with professionals who will discuss what to look for in a homebuying team; and receive the necessary certification required by many first time homebuyer programs. Check out the flyer below for more information.
Congratulations, you bought a house! Now what? By attending RCAP Solutions’ HomeSafe Post-Purchase workshop you will sharpen your knowledge and become equipped with the necessary skills to maintain your home and finances. Check out the flyer below for more information.
Supporting Neighborhood Opportunity in Massachusetts (SNO Mass) aims to assist families with housing vouchers in moving to communities with high-quality schools, parks and open spaces, and other amenities that help children grow and thrive. SNO Mass provides important benefits to landlords by helping connect our eligible, pre-screened tenants with available rental properties in these desirable neighborhoods. By participating in SNO Mass, we can help landlords meet their financial goals as a property owner and provide families with a place they are proud to call home.
Program benefits for landlords include:
Assurance of prompt payment of rent subsidy each month
Protection from tenant financial hardships as the voucher can absorb income loss
$500 signing bonus + additional $500 after the first year if you renew the lease with the original SNO Mass tenant, have another SNO Mass participant move in, or need to make repairs to the unit that exceed the security deposit
Potentially higher rent subsidy than you have been offered by other housing authorities in your area
Ready pool of pre-screened applicants who have access to financial assistance to help them settle into their new community
Decreased vacancy rates and reduced tenant turnover and related expenses
Single point of contact at our agency for any questions/issues that may arise
We have dedicated staff to help make the lease-up process as smooth as possible, and to reduce delays between application and move-in. We will work with tenants in advance to ensure they understand the responsibilities of maintaining their homes and lease obligations. Our staff continue to check in with families during the first two years in their new neighborhood, and property owners are also welcome to reach out at any time.
If you are a landlord who has available units, we would like to schedule a time to talk about this program with you and your property management team. Click here to see if your unit is located in a designated SNO Mass Opportunity Area and check out our SNO Mass FAQs.
We hope you will consider participating in SNO Mass, and becoming part of this important work, while at the same strengthening your bottom line.
RCAP Solutions is pleased to announce the addition of Ashur Gurbuz as Residential Loan Fund Manager, providing Home Modification Loan Program services to residents in the Central Massachusetts region. Mr. Gurbuz comes to RCAP Solutions with a diverse background in lending, banking, real estate, customer service, and management gives him a solid understanding of this critical housing program and the challenges that his clients may face.
Gurbuz served as a Loan Officer for JG Wentworth Home Lending, where he provided a variety of housing loans to his customers, providing step by step guidance and customer service throughout the entire process of the loan. He also has experience as a Realtor with Coldwell Banker Residential Brokerage, where he assisted customers in buying or selling real estate, acted as a trusted resource for answers about the real estate process and supported customers through the closing process. Prior to this, he was a Branch Manager at Santander Bank where he received the “Top Performer Award” for customer satisfaction, and Assistant Vice President at Bank of America, where he was ranked nationally for his sales and relationship management skills.
The Home Modification Loan Program distributes financing to disabled persons and their families, to make structural and accessibility improvements to homes, allowing individuals to remain safely independent. Funds are delivered through a state-funded loan program of the Massachusetts Rehabilitation Commission in collaboration with the Community Economic Development Assistance Corporation (CEDAC). RCAP Solutions is the direct administrator of this program for all of Worcester County and parts of Norfolk and Middlesex Counties.
“Mr. Gurbuz is a great complement to the Home Modification Loan Program,” said Lovette Chislom, RCAP Solutions Director of Housing Counseling & Financial Services. “I believe it is critical for our lending staff to be able to draw on their experience to help ensure the satisfaction of our clients. This program has experienced a high volume of interest this year as caregiving families would like to keep their loved ones at home due to concerns around the pandemic. Ashur’s compassionate and engaging personality will help our clients to feel at ease and supported during this difficult time.”
Ashur Gurbuz earned a Bachelor of Arts degree in Sociology from Assumption College in Worcester. Mr. Gurbuz is a licensed Real Estate Agent, a HUD Certified Housing Counselor, and a holds a Mortgage License, which makes him well qualified to handle a variety of homeownership issues that may arise during the lending and construction phases of the program.
The Home Modification Loan Program is part of The RCAP Solutions Housing Consumer Education Center, the organization’s front door to the public for all housing and emergency assistance programs. This includes financial and economic assistance programs such as Residential Assistance for Families in Transition (RAFT), Emergency Rental and Mortgage Assistance (ERMA), and HomeBASE. There are also education and training programs, such as first-time home buyer and financial empowerment classes, and counseling support including pre and post homebuyer services and landlord/tenant assistance.
About RCAP Solutions:
RCAP Solutions is a thriving integrated community development corporation working with a multi-faceted suite of services and opportunities. Established in 1969, RCAP Solutions’ mission is to foster personal and public self-reliance and improve the quality of life for individuals, families, and the communities in which they live. For more information, please visit www.rcapsolutions.org.
In the spring of 2021, RCAP Solutions hosted a 3-part Zoom webinar series for tenants, homeowners, landlords, and all other interested parties. Attendees heard from the experts about our robust housing programs including; emergency rental/mortgage assistance, subsidized housing options, and much more. Participants had the ability to ask questions and the presentations were made available afterwards on our YouTube channel.
Given the unprecedented circumstances that landlords have faced over the past year and half, RCAP Solutions wants to ensure that you and in turn, your tenants, feel supported during these times. We offer a wide variety of programs which assist income-eligible tenants with paying their rent. These programs, designed with both parties in mind, pay subsidies directly to the landlord.
Our flagship program, the Section 8 Housing Choice Voucher (HCV) Program, is currently seeking participants who have available units to lease. All landlords are encouraged to participate, including those currently renting to HCV tenants! By participating in the HCV Program, we can help you meet your financial goals as a property owner and provide families with a place they are proud to call home.
Why should you participate?
Many landlords participate in the Housing Choice Voucher Program because payment is guaranteed. Landlords do not have to worry about late or missed payments for the voucher amount since it is paid directly from RCAP Solutions.
Some of the benefits of participating in this program include…
You will get timely and dependable payments from RCAP Solutions
You will get your full rental payment
You will receive regular inspections
You may request annual reasonable rent increases
You have the opportunity to help low-income, elderly, disabled, and veteran households, as well as families with children, by providing affordable housing
New/Prospective Landlords – How to Participate:
Becoming an RCAP Solutions landlord is simple! To become a landlord with the HCV Program, you will need an HCV tenant.
To get your property seen by HCV families, you can market your unit with us! We have partnered with GoSection8, which allows you to list your rental units online. Listings are available to potential Housing Choice Voucher families seeking housing in the private market. To list your available units with us, visit AffordableHousing.com and select “List Your Property”.
If a voucher family requests to rent your property; conduct your usual screening, fill out and submit the request for tenancy approval (RFTA) – which the voucher family will have, and prepare the property for inspection. You and the voucher family will sign your lease and then you and RCAP Solutions will sign the Housing Assistance Payments (HAP) contract.
Current Landlords – How to Participate:
Landlords who are currently renting to HCV tenants are also encouraged to list their available and upcoming units at AffordableHousing.com. In addition, property owners should check out our webpagefor a list of additional programs.
We have dedicated staff to help make the lease-up process as smooth as possible and to ensure inspections and move-ins take place in a timely manner. We will work with tenants in advance to ensure they understand the responsibilities of maintaining their homes and lease obligations. Our staff will continue to check in with families and property owners are welcome to reach out at any time.
We understand that times are difficult for both landlords and tenants. We hope you will consider participating in the Section 8 program and become a part of this important work, while at the same time meeting your financial goals. Our team has a long history of supporting both parties through our programs and services. If you have questions related to your rights/responsibilities as a landlord, we’re here to help.
Check out our informational webinar for landlords!
This spring, RCAP Solutions hosted a 3-part Zoom webinar series about our robust housing programs including; emergency rental/mortgage assistance, subsidized housing options, and much more. The first webinar, which provided information for landlords and property owners, can be found below.
It is with much sadness that we announce the passing of our good friend and colleague Bill Minkle, who died on Sunday, August 2, 2020.
A passionate advocate, Bill dedicated his life to uplifting people from unfortunate circumstances. Throughout his career in positions at South Middlesex Opportunity Council, Inc. (SMOC), Montachusett Opportunity Council, Inc. (MOC) and Ecumenical Social Action Committee, Inc. (ESAC), Bill worked tirelessly to create a better future for some of the most vulnerable citizens across Massachusetts, especially those who were victims of domestic violence. He was instrumental in shaping housing and workforce development policies and programs to address homelessness and support thousands of individuals and families each year.
He was a recipient of the “Building a Better Boston” Award from the University of Massachusetts Boston Center for Collaborative Leadership; recognized for “making significant contributions to advancing the community through his work as a convener and collaborator.”
Bill concluded his career as the Executive Vice President at RCAP Solutions, where he was a strong champion for diversity and inclusion. In his six years as a member of the organization’s leadership team, he served as a trusted supervisor, passionate communicator, and supportive mentor.
In this role, Bill created powerful partnerships that were instrumental to RCAP Solutions’ acclimation into the city of Worcester. Most recently, he was recognized by Worcester Mayor Joe Petty in his “Heroes Among Us” presentation for Bill’s extensive work with the City and his support of the homeless population during the Covid-19 pandemic.
Bill was a champion for housing and a voice for the voiceless. His legacy will continue to have a positive influence for many years throughout the Commonwealth.
RCAP Solutions is an integrated community development organization with 50 years of experience building strong communities throughout the northeast and Caribbean Islands. Your support helps communities to become economically sustainable.
Safe and affordable housing and homelessness prevention
Clean drinking water, wastewater and infrastructure programs
Rural economic and workforce development
Disaster preparedness, recovery and relief
Education and training programs
Access to programs and services that promote individual and community empowerment
With your help we can assist individuals and communities in need.