Eviction and Foreclosure Moratorium Ending October 17

As the eviction and foreclosure moratorium in Massachusetts comes to an end this Saturday, October 17th, we want to ensure that tenants and homeowners know their rights as well as the resources available to them to assist with rent and mortgage payments.

If you are struggling with rent or mortgage payments because of COVID-19, there are eviction protections and financial programs available to help.

RCAP Solutions offers Emergency Rental and Mortgage Assistance (ERMA): Funding for Worcester county households impacted by the Coronavirus crisis and state of emergency. The ERMA program is funded by the Massachusetts Department of Housing & Community Development and provides up to $4,000 of direct funding to eligible households.

Other Funds available include Residential Assistance for Families in Transition (RAFT): A program funded by MA Department of Housing and Community Development that can provide eligible families in our service area with financial assistance to help prevent homelessness..  For more information, please call our RAFT/ERMA support line at 978.630.6771, email HCEC@rcapsolutions.org, or click here. To apply online, please click here.

RAFT vs. ERMA – What’s the difference? Click here: RAFT-vs-ERMA-Comparison

If you are not located in Worcester County, visit: mahousinghelp.com

More info on resources here: 

ERMA – Funding for Households Impacted by Coronavirus Crisis

 

RCAP Solutions is pleased to offer new financial assistance programs for Worcester County families impacted by the recent Covid-19 pandemic and state of emergency. The Emergency Rental and Mortgage Assistance (ERMA) program funded by the Massachusetts Department of Housing & Community Development provides up to $4,000 of direct funding to eligible households.

ERMA can help to fund payments with rent or mortgage arrears accrued no earlier than April 1, 2020 or upcoming rent or mortgage payments.

In order to be eligible for ERMA, a household must:

  • currently rent or own housing as a primary residence in Massachusetts
  • have a gross household income that is between the 50% and 80% Area Median Income (AMI)
  • have a housing emergency due to a financial hardship related to or exacerbated by the COVID-19 crisis

Please click here for our flyer: ERMA_Flyer

Please click here for our press release: ERMA Press Release

Households can assess their eligibility by looking at the income levels for Worcester County, found here: Income limits listing.

Questions & How to Apply:

Please note, the office is closed to the public at this time and visits are by appointment only.

Funds available for households experiencing financial hardship due to the COVID-19

RCAP Solutions offering Funds to assist households Experiencing financial hardship due to the COVID-19 pandemic and State of Emergency

(Worcester, MA) – RCAP Solutions is pleased to offer new financial assistance programs for Worcester County families impacted by the recent Covid-19 pandemic and state of emergency. The Emergency Rental and Mortgage Assistance (ERMA) program, funded by The CARES Act through the Massachusetts Department of Housing & Community Development (DHCD), can provide up to $4,000 of direct funding to eligible households.

ERMA can help to fund payments with rent or mortgage arrears accrued no earlier than April 1, 2020 or upcoming rent or mortgage payments. In order to be eligible for ERMA, a household must currently rent or own housing as a primary residence in Massachusetts, have a gross household income that is between the 50% and 80% Area Median Income (AMI), and have a housing emergency due to a financial hardship related to, or exacerbated by, the COVID-19 crisis.

“We are pleased to offer this new financial assistance program through DHCD to households in Worcester County,” stated Karen A. Koller, President & CEO of RCAP Solutions. “This vital resource allows RCAP to fulfil its mission and support a wide range of residents, with a variety of income levels. It is critical that families in Worcester County and across the Commonwealth sustain stable housing during this pandemic.”

Households can assess their eligibility by looking at the income levels for Worcester County, which can be found on our HCEC application page. We encourage individuals or families who think they may be eligible to please reach out with questions or to apply, by visiting: http://www.rcapsolutions.org/hcec-application/ or call 800.488.1969, Monday – Friday, between the hours of 8:30 AM and 4:30 PM. The office is closed between 12:00 and 1:00 PM each day. Documents can be emailed to HCEC@rcapsolutions.org or faxed to 508.365.6008. Please note, the office is closed to the public at this time and visits are by appointment only.

RCAP Solutions’ Housing Consumer Education Center (HCEC) offers answers to a wide range of questions about housing issues.  Tenants, landlords, prospective buyers, and homeowners can access information designed to maximize housing stability, strengthen investments, and minimize disputes.  RCAP Solutions is one of nine member agencies in the statewide Regional Housing Network of Massachusetts, offering housing assistance, services, and information to low-and moderate-income residents of Massachusetts.

About RCAP Solutions, Inc.

RCAP Solutions is a thriving integrated community development corporation working with a multi-faceted suite of services and opportunities. Established in 1969, RCAP Solutions’ mission is to foster personal and public self-reliance and improve the quality of life for individuals, families, and the communities in which they live. For more information, please visit www.rcapsolutions.org.