The Home Modification Loan Program provides financing to disabled, cognitive, developmental, environmental sensitivity and neurological disabled persons and their families. Borrowers must reside in the home being modified.

Funds are provided to make access and egress improvements, enable individuals to remain independent and make structural improvements affecting the safety of individuals and caregivers.

Funding is provided through a state-funded loan program of the Massachusetts Rehabilitation Commission in collaboration with the Community Economic Development Assistance Corporation. RCAP Solutions is the direct administrator of this program for all of Worcester County and portions of Norfolk and Middlesex County as well. 

Helpful links and additional information:

Click here to download the Home Modification Loan Program Brochure

Click here to download the Home Modification Loan Program Application 

Frequently Asked Questions about the Home Modification Loan Program Includes information on eligibility guidelines, types of loans available, the loan process and other helpful information.

Click here for information on which agency provides services to your town

Click here if you are a landlord interested in the Home Modification Loan Program

For more information, please contact Lovette Chislom, Residential Loan Fund Manager, 978-630-6725, Email: lchislom@rcapsolutions.org